| The Jexp advantage |
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Founded in 1999, Jexp Inc has been providing simple, secure and cost-effective solutions to banks and credit unions.
Jexp's products include online statements (e-statements), two factor authentication systems, credit card fraud prevention technologies, personal finance manager and customer relationship management (CRM) tools.
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fac2 is a simple, yet powerful library for two factor authentication. It includes webservices that enable a financial institution to easily secure their existing web assets.
fac2 is highly secure with an out-of-band authentication mechanism that supports regular mobile phones and Internet enabled phones, requiring a potential hacker to break into both a telephone network and a computer network to gain access to a customer's account. fac2 also supports authentication using existing credit or debit cards issued to the customer by the financial institution.
fac2 does not require any additional hardware or software at the end user side. fac2 is available as SOAP or webservices to enable easy integration into any home banking application developed in any language, running on any platform!
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EZ-Statement
EZ-Statement is a simple and easy to use online statement generation, mailing and viewing system. It is secure, light-weight and self-updating!
EZ-Statement provides easy integration into existing home banking systems. Users can sign-in to home banking and register for receiving e-statements simply by clicking on a link! (EZ-Statement's Remote Registration and Single Sign-On API securely takes care of all the details). The user is then prompted to download a light-weight client that installs onto the desktop.
Each month, the statement is mailed to the user. When the user clicks on the encrypted statement (sent as email attachment), the EZ-Statement client is automatically launched. The EZ-Statement client includes graphing and reporting capabilities, wherein a user can visually compare the balances of various accounts over a period of time. Full support is provided for zooming, previewing and statement printing.
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InstaAlert is a patent pending credit and debit card fraud prevention technology from Jexp, Inc. It effectively helps stop all card misuse at the first occurrence!
InstaAlert includes a set of webservices that can be integrated into any financial application running on any platform. Using these web services, the customers can be sent a SMS or Text alert each time a credit or debit card transaction takes place (For example, "$60 has been withdrawn from your account at the ATM #1024, Pleasanton,CA. If you have not made this transaction, please call 1-800-HOT-LIST").
If the customer has not done the transaction, they can call the hotline to immediately deactivate the card.
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